{"id":2800,"date":"2025-11-21T03:01:36","date_gmt":"2025-11-21T04:01:36","guid":{"rendered":"https:\/\/www.jnadealerprogram.com\/blog\/?p=2800"},"modified":"2025-11-24T13:24:59","modified_gmt":"2025-11-24T14:24:59","slug":"the-dos-and-donts-of-borrowing-money-online","status":"publish","type":"post","link":"https:\/\/jnadealerprogram.com\/blog\/the-dos-and-donts-of-borrowing-money-online\/","title":{"rendered":"Smart Borrowing Online: The Dos and Don\u2019ts You Need to Know"},"content":{"rendered":"\r\n<div class=\"cl-preview-section\">\r\n<p>Online lending continues to grow as a major part of\u00a0<strong>business online<\/strong>, offering fast approvals, minimal requirements, and simple digital applications. For many people who need quick funds, online loans feel like the easiest solution. But while the process is simple, borrowing money online requires caution, discipline, and informed decision-making.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Before applying for short-term or personal loans, it\u2019s important to understand how online lending really works\u2014along with the best practices that protect your finances. This guide breaks down the essential dos and don\u2019ts so you can borrow responsibly and avoid unnecessary risks.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h2 id=\"understanding-online-borrowing\"><strong>Understanding Online Borrowing<\/strong><\/h2>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Online lenders operate differently from traditional banks. Their approval process is automated, their verification is digital, and communication is handled through email, SMS, and dashboards. Because of this, borrowers must be more proactive in verifying legitimacy, understanding terms, and managing payments.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Online loans come in several forms:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>Short-term loans<\/p>\r\n<\/li>\r\n<li>\r\n<p>Personal loans<\/p>\r\n<\/li>\r\n<li>\r\n<p><strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/installment-loans\/\">Installment loans<\/a><\/strong><\/p>\r\n<\/li>\r\n<li>\r\n<p>Emergency loans<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Each loan type carries different interest rates, payment schedules, and penalties\u2014so reviewing the details is essential. Borrowers should also understand why some lenders issue a\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/declined-business-loan-application\/\">declined application<\/a><\/strong>\u00a0and what factors affect approval.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Exploring how lenders operate within the broader digital finance landscape can help you distinguish reputable providers from predatory ones.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h2 id=\"the-dos-and-don\u2019ts-of-borrowing-money-online\"><strong>The Dos and Don\u2019ts of Borrowing Money Online<\/strong><\/h2>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-stick-with-one-online-lender\"><strong>DO: Stick With One Online Lender<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>One of the most common borrowing mistakes is applying for multiple online loans at once. Many borrowers do this when one approved amount doesn\u2019t fully cover their expenses, so they apply for a second or third loan.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>This is a major red flag.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>The more loans you take, the higher your risk of defaulting. Multiple loans also lead to overlapping due dates, compounding fees, and unnecessary financial stress.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>If one loan isn\u2019t enough, consider alternatives:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>Ask a relative or friend for temporary help<\/p>\r\n<\/li>\r\n<li>\r\n<p>Review a lender\u2019s\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/business-loans\/\">loan options<\/a><\/strong><\/p>\r\n<\/li>\r\n<li>\r\n<p>Check whether\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/business-loan-eligibility\/\">loan eligibility<\/a><\/strong>\u00a0can help you qualify for a better amount<\/p>\r\n<\/li>\r\n<li>\r\n<p>Request a due-date extension<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Borrowing from several lenders almost always leads to deeper financial trouble.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"don\u2019t-borrow-more-than-you-can-repay\"><strong>DON\u2019T: Borrow More Than You Can Repay<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Never apply for more than what you can realistically repay. A lender may approve an amount based on limited data, but that doesn\u2019t mean it fits your budget.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Most lenders do not accept partial payments. If you fail to pay the full balance on time, you may face:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>High late fees<\/p>\r\n<\/li>\r\n<li>\r\n<p>Repeated penalties<\/p>\r\n<\/li>\r\n<li>\r\n<p>Increased interest<\/p>\r\n<\/li>\r\n<li>\r\n<p>Aggressive collection attempts<\/p>\r\n<\/li>\r\n<li>\r\n<p>Long-term credit damage<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Sticking to a realistic borrowing limit protects you from these setbacks. Paying on time can also improve your credit score, which strengthens your chances when\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/applying-for-a-loan\/\">applying loans<\/a><\/strong>\u00a0in the future.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-keep-complete-transaction-records\"><strong>DO: Keep Complete Transaction Records<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Record keeping is one of the most effective financial habits you can build. For online borrowing, it\u2019s essential because nearly everything is processed digitally.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Keep copies of:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>Confirmation emails<\/p>\r\n<\/li>\r\n<li>\r\n<p>Payment receipts<\/p>\r\n<\/li>\r\n<li>\r\n<p>Terms and conditions<\/p>\r\n<\/li>\r\n<li>\r\n<p>Customer service contacts<\/p>\r\n<\/li>\r\n<li>\r\n<p>Screenshots of repayment schedules<\/p>\r\n<\/li>\r\n<li>\r\n<p>Any chat or email history<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>If a dispute arises\u2014such as incorrect charges, missing payments, or identity confusion\u2014your records will protect you.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-bookmark-your-lender\u2019s-website\"><strong>DO: Bookmark Your Lender\u2019s Website<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Borrowers often browse multiple lender websites before choosing where to apply. After that, their inboxes may fill with similar-looking emails.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Bookmarking the official website ensures that:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>You avoid phishing attempts<\/p>\r\n<\/li>\r\n<li>\r\n<p>You can easily check repayment details<\/p>\r\n<\/li>\r\n<li>\r\n<p>You don\u2019t confuse scam emails with legitimate notices<\/p>\r\n<\/li>\r\n<li>\r\n<p>You always communicate with your real lender<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>This simple step can prevent major security risks.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-ask-relatives-or-friends-for-guidance\"><strong>DO: Ask Relatives or Friends for Guidance<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Before finalizing your loan, talk to people you trust. Friends or relatives may have borrowed online before and can warn you about dishonest lenders or suspicious loan practices.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Scammers often imitate legitimate lenders by:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>Using familiar phone numbers<\/p>\r\n<\/li>\r\n<li>\r\n<p>Copying brand logos<\/p>\r\n<\/li>\r\n<li>\r\n<p>Sending fake approval messages<\/p>\r\n<\/li>\r\n<li>\r\n<p>Pretending to assist with your loan<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>If someone contacts you first, do not share personal information. Call your lender using the official number listed on their website. Ignore unfamiliar numbers unless you know you owe that lender money.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-seek-help-from-credit-counselors-if-needed\"><strong>DO: Seek Help From Credit Counselors If Needed<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>If this is your first online loan and it\u2019s for a one-time expense, you\u2019ll typically do fine as long as you follow your repayment plan.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>However, you may need assistance if you:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>Have multiple online loans<\/p>\r\n<\/li>\r\n<li>\r\n<p>Struggle with payment deadlines<\/p>\r\n<\/li>\r\n<li>\r\n<p>Frequently borrow to cover basic expenses<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Credit counselors provide:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>Free assessments<\/p>\r\n<\/li>\r\n<li>\r\n<p>Budget planning<\/p>\r\n<\/li>\r\n<li>\r\n<p>Debt management guidance<\/p>\r\n<\/li>\r\n<li>\r\n<p>Negotiation support<\/p>\r\n<\/li>\r\n<li>\r\n<p>Consolidation recommendations<\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Their advice can help break cycles of debt and improve your long-term financial stability.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-understand-your-loan-type\"><strong>DO: Understand Your Loan Type<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Not all loans fit every financial situation. Before applying, explore whether you need:<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<ul>\r\n<li>\r\n<p>A\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/which-is-better-for-you-secured-or-unsecured-loans\/\">secured loan<\/a><\/strong>\u00a0or an unsecured option<\/p>\r\n<\/li>\r\n<li>\r\n<p>A loan suited for\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/business-loan-when-self-employed\/\">self-employed work<\/a><\/strong><\/p>\r\n<\/li>\r\n<li>\r\n<p>Additional funding for\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/inventory-loan-essentials-a-guide-to-getting-the-funds-you-need\/\">inventory needs<\/a><\/strong><\/p>\r\n<\/li>\r\n<li>\r\n<p>A structured payment schedule with flexible\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/exploring-payment-frequency-options-for-business-loans\/\">payment frequency<\/a><\/strong><\/p>\r\n<\/li>\r\n<\/ul>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Being familiar with loan types gives you better control of your overall financial health.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-follow-best-practices-for-using-funds\"><strong>DO: Follow Best Practices for Using Funds<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Once you receive your loan, use it wisely. Borrowers who understand\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/how-to-use-your-first-business-loan-effectively\/\">loan usage<\/a><\/strong>\u00a0often experience better financial outcomes and avoid unnecessary debt.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>If your goal is to build or expand a business, consider exploring\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/sba-loans-for-startups\/\">startup funding<\/a><\/strong>\u00a0and other structured capital options.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>For general financial needs, responsible spending ensures you\u2019re prepared when it\u2019s time to repay.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h3 id=\"do-build-a-financial-safety-net\"><strong>DO: Build a Financial Safety Net<\/strong><\/h3>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>While online loans are helpful in emergencies, true financial stability comes from having savings. Even small, consistent contributions can dramatically reduce your reliance on high-interest borrowing.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Start setting aside money regularly so unexpected expenses don\u2019t force you into another loan. And when needed, you can explore options that help you\u00a0<strong><a href=\"https:\/\/jnadealerprogram.com\/blog\/get-a-loan\/\">get a loan<\/a><\/strong>\u00a0with better terms.<\/p>\r\n<\/div>\r\n<div class=\"cl-preview-section\"><hr \/><\/div>\r\n<div class=\"cl-preview-section\">\r\n<h2 id=\"final-thoughts\"><strong>Final Thoughts<\/strong><\/h2>\r\n<\/div>\r\n<div class=\"cl-preview-section\">\r\n<p>Online borrowing is fast and convenient, but it demands responsible decision-making. By following these dos and don\u2019ts\u2014borrowing within limits, keeping records, verifying websites, choosing the right loan type, and planning ahead\u2014you can protect your finances and use online lending wisely.<\/p>\r\n<\/div>\r\n\r\n\r\n<ul class=\"wp-block-latest-posts__list is-grid columns-3 wp-block-latest-posts\"><li><div class=\"wp-block-latest-posts__featured-image\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/jnadealerprogram.com\/blog\/wp-content\/uploads\/2024\/06\/Emergency-Loans-While-Unemployed-What-You-Should-Know-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Emergency Loans While Unemployed: What You Should Know\" style=\"\" title=\"Emergency Loans While Unemployed: What You Should Know\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/jnadealerprogram.com\/blog\/emergency-loans-options-if-you-are-unemployed\/\">Emergency Loans While Unemployed: What You Should Know<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/jnadealerprogram.com\/blog\/wp-content\/uploads\/2024\/06\/Smart-Ways-to-Protect-Your-Credit-Cards-Money-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Smart Ways to Protect Your Credit Cards &amp; Money\" style=\"\" title=\"Smart Ways to Protect Your Credit Cards &amp; Money\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/jnadealerprogram.com\/blog\/how-to-keep-your-money-and-credit-card-secured\/\">Smart Ways to Protect Your Credit Cards &amp; Money<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/jnadealerprogram.com\/blog\/wp-content\/uploads\/2026\/03\/Cheap-Franchise-Guide-Start-a-Business-on-a-Budget-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Cheap Franchise Guide: Start a Business on a Budget\" style=\"\" title=\"Cheap Franchise Guide: Start a Business on a Budget\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/jnadealerprogram.com\/blog\/cheap-franchise-guide\/\">Cheap Franchise Guide: Start a Business on a Budget<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/jnadealerprogram.com\/blog\/wp-content\/uploads\/2024\/06\/7-Best-Finance-Apps-to-Manage-Money-Smarter-in-2026-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"7 Best Finance Apps to Manage Money Smarter in 2026\" style=\"\" title=\"7 Best Finance Apps to Manage Money Smarter in 2026\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/jnadealerprogram.com\/blog\/finance-app\/\">7 Best Finance Apps to Manage Money Smarter in 2026<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/jnadealerprogram.com\/blog\/wp-content\/uploads\/2024\/06\/Simple-Ways-to-Make-Customers-Feel-Welcome-Everywhere-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"Simple Ways to Make Customers Feel Welcome Everywhere\" style=\"\" title=\"Simple Ways to Make Customers Feel Welcome Everywhere\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/jnadealerprogram.com\/blog\/make-customers-feel-welcome-business-tips\/\">Simple Ways to Make Customers Feel Welcome Everywhere<\/a><\/li>\n<li><div class=\"wp-block-latest-posts__featured-image\"><img loading=\"lazy\" decoding=\"async\" width=\"150\" height=\"150\" src=\"https:\/\/jnadealerprogram.com\/blog\/wp-content\/uploads\/2025\/01\/How-Much-Business-Financing-Does-Your-Company-Need-150x150.png\" class=\"attachment-thumbnail size-thumbnail wp-post-image\" alt=\"How Much Business Financing Does Your Company Need?\" style=\"\" title=\"How Much Business Financing Does Your Company Need?\" \/><\/div><a class=\"wp-block-latest-posts__post-title\" href=\"https:\/\/jnadealerprogram.com\/blog\/how-to-decide-if-how-much-business-financing-loan-you-need\/\">How Much Business Financing Does Your Company Need?<\/a><\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"<p>Online lending continues to grow as a major part of\u00a0business online, offering fast approvals, minimal requirements, and simple digital applications. For many people who need quick funds, online loans feel like the easiest solution. But while the process is simple, borrowing money online requires caution, discipline, and informed decision-making. Before applying for short-term or personal loans, it\u2019s important to understand how online lending really works\u2014along with the best practices that protect your finances. This guide breaks down the essential dos and don\u2019ts so you can borrow responsibly and avoid unnecessary risks. Understanding Online Borrowing Online<a href=\"https:\/\/jnadealerprogram.com\/blog\/the-dos-and-donts-of-borrowing-money-online\/\">&nbsp;[more]<\/a><\/p>\n","protected":false},"author":1,"featured_media":16050,"comment_status":"closed","ping_status":"closed","sticky":true,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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